Refinance
Coming off your current rate? We track the market and your options — both remortgages and product transfers — so you never end up on a lender’s expensive standard variable rate.
Once you’re three to six months from the end of your initial deal, the clock starts. Lenders allow you to secure a new product in advance — usually up to six months ahead — so you avoid paying the standard variable rate (SVR) for even a day. Most clients don’t realise how much that can save.
Refinancing isn’t only about chasing the lowest rate. The cheapest 5-year fix isn’t right for someone who might sell in two years. A product transfer with your existing lender might be cheaper and quicker than a full remortgage — or a market-wide remortgage might unlock thousands in savings. We model the alternatives, including any product fees, and recommend what genuinely works for your circumstances.
Even after we’ve secured your new product, we continue monitoring rates right up until completion. If a better deal becomes available, we move you across wherever possible. It’s a level of ongoing service that banks simply don’t provide.
Let’s see how we can help.
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