Home Movers

Moving home is rarely as simple as it looks. There’s usually a chain to manage, a completion date to hit, and decisions to make about how much to borrow on your next property. Add in the question of whether to keep your existing mortgage or start fresh, and it’s easy to feel pulled in several directions at once. We’re here to bring order to all of it.

The first question is usually whether to port your current mortgage — taking your existing rate with you to the new property — or to remortgage onto a new deal. We’ll model both clearly, factoring in any early repayment charges, the extra borrowing you need, and how the numbers stack up over time, so you can see exactly which route leaves you better off.

From there we search the whole market — over 90 lenders — to arrange the right mortgage for your move, then manage the application and liaise with your estate agent, solicitor and surveyor to keep your chain moving. If your move involves a larger property, a higher loan-to-value, or more complex income, we’ll make sure it’s placed with a lender who understands it.